Insure yourself in the event of injury, disability or death caused by external events.



This is a protection policy that pays compensation in the event of injuries, disability or death caused solely by external and visible events to the policyholder. The policy is available in 3 variants namely: FlexiGuard Silver, FlexiGuard Gold and FlexiGuard Platinum.

product details

This plan provides cover for the following eventualities:

Product Features
  • Any form of accident
  • Strike, Riot and Civil Commotion
  • Dog bite, Wild Animal Attack
  • Motorcycling (Whilst as Rider or Passenger)
Additional Benefits
  • 24/7 Coverage; Worldwide coverage
  • Worldwide coverage
  • Disappearance (6 months)
Premium Frequency
  • Premium can be paid annually.
Policy Exclusions
  • Injuries sustained/accidents occurring whilst the Insured is under the influence of drugs/alcohol
  • Wilful misconduct, intentional self-injury, suicide, insanity, during service in the armed forces
  • War, invasion, terrorism, nuclear exposure or explosion – including the resulting fire, radiation, or contamination
  • Whilst engaging in professional sporting activities or dangerous hobbies (ie mountain climbing, motor racing etc)
  • Arising or resulting from the Insured committing any breach of law with criminal intent
  • Child birth and Pregnancy related events.

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