FlexiHome
Plan

Insure your property against loss or damage due to fire or related perils.

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Features

Discover product features

Home, they say, is where the heart is. Protecting such valuable should be a commitment every homeowner should make. This is why the Sanlam General Insurance FlexiHome is designed to ensure adequate cover for your treasured home.

The Sanlam General Insurance FlexiHome is a home content insurance cover that compensates the insured in the event of loss or damage to property belonging to the insured as a result of fire and/or allied perils.

The product is available in four (4) variants.

Major Exclusions

  • The following are excluded from cover by the terms of this policy:
  • Property more specifically insured under another policy.
  • Deeds, bonds, bills of exchange, promissory notes, cheques, traveller’s cheques, securities for money, stamps, documents of any kind, cash, currency notes, manuscripts, medals, coins, motor vehicles and accessories, pedal cycles, livestock, phones, laptops, I-pads unless specifically mentioned herein.
  • Property of the insured like wallpapers and the likes; external television and radio antennae, aerials, aerial fittings and masts.
  • War, invasion, terrorism, nuclear exposure or explosion – including the resulting fire, flood, radiation, or contamination



Benefits/Features

Agreed Insured Value:

Premium (Flat):

Covers damage to content from theft/burglary, natural disaters & fire:

Covers damage to furniture & furnishings, Bedding, Towels & other related items:

Covers for Kitchen Utensils, Toys & Sporting equipment:

Single Article Limit:

Cover for Carpets & Rugs:

Cover for Electrical Items, Home theatre equipment:

Cover for Clothes, Jewelleries & Shoes:

Bronze

N1,000,000

N7,500

Yes

Yes

Yes

N50,000

Yes

Yes

Yes

Silver

N2,000,000

N15,000

Yes

Yes

Yes

N100,000

Yes

Yes

Yes

Benefits/Features

Agreed Insured Value:

Premium (Flat):

Covers damage to content from theft/burglary, natural disaters & fire:

Covers damage to furniture & furnishings, Bedding, Towels & other related items:

Covers for Kitchen Utensils, Toys & Sporting equipment:

Single Article Limit:

Cover for Carpets & Rugs:

Cover for Electrical Items, Home theatre equipment:

Cover for Clothes, Jewelleries & Shoes:

Gold

N3,000,000

N20,000

Yes

Yes

Yes

N150,000

Yes

Yes

Yes

Platinum

N5,000,000

N30,000

Yes

Yes

Yes

N250,000

Yes

Yes

Yes

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