What is that one thing you are unable to do without once you come in contact with money? Some are big spenders. They can’t help buying that luxury car, shoe or gadget. Others just like to live a ‘larger than life’ lifestyle; go to the latest hangouts, travel on exotic vacations, or buy drinks ‘on the house’. Just as no two people’s personalities are the same, our approach to money and how we manage it aren't the same.  According to Zig Ziglar, "Rich people have small TVs and big libraries, and poor people have small libraries and big TVs." What he simply means is that the order of priority between these two classes displays their personalities. The rich will buy books and educate themselves by reading books on wealth generation and how to develop and increase their wealth. Thus, living frugally for some years with an outlook to the future, while the poor will live for the moment on self-gratific...Read more

"Almost everything will work again if you unplug it for a few minutes ... including you."  – Anne Lamott  It’s hard to drum up much enthusiasm when you’re burned out. Your once optimistic mood begins to fray due to a job that drains, family responsibilities, uncertainties or a combination of factors that has left you feeling depleted. What you are experiencing is burnout and it can be emotionally exhausting.  Research shows that people suffering from emotional exhaustion experience higher levels of work-life conflict. Left unchecked, burnout can wreak havoc on your health, happiness, relationships, and job performance.   Christina Maslach a social psychologist, describes burnout as a “response to long-term emotional and interpersonal stressors on the job.” This simply means that burnout is a state of emotional, mental, and often physical exhaustion brought on by prolonged or repeated stress. ...Read more

“Retire from work, but not from life.” – M.K. Soni.   Retirement o'clock. That time when you say goodbye to work life and say hello to a new beginning. It's that time when you can reinvent yourself and do anything you want to do. Retirement doesn't have to be one anticipated with anxiety, it can be one of excitement. You've worked hard over the years and now it's time for a well-deserved reward. However, you need some hindsight and planning to enjoy the yields of your endeavour. Therefore, our payoff ‘Live with Confidence’ is enshrined in our purpose to empower generations to be financially secure, confident, and prosperous. At Sanlam Nigeria, our Annuity Plan is a retirement savings plan that works for you once you retire. It enables you to draw on the savings you’ve been putting away over the years. This is an in-built wealth investment vehicle for your retirement savings that enables you to decide...Read more

                                                                                       "The problem with gender is that it prescribes how we should be, rather than recognising how we are."- Chimamanda Ngozi Adichie This year, the International Women's Day campaign themed #EmbraceEquity is all about fairness and impartiality. International Women’s Day has always been a day women are celebrated regardless of their achievements and we at Sanlam Nigeria wish to give a shout out to women and girls around the world. We recognise your contributions in all spheres of life, creativity, innovation, and thank you for simply being YOU. At Sanlam Nigeria, we encourage women to have dreams and achieve their dreams. One of our major goals is ...Read more

   "A wise person should have money in their head, but not in their heart." - Jonathan Swift  

                                                                                                                                                    There are insurers and there are insurers. And then, there is Sanlam: the pan-African financial services powerhouse committed to helping Nigerians live with confidence. Sanlam was founded in Cape Town, South Africa, in 1918 and has gone on to establish presence in 33 African countries, with an audacious presence in 8 out of the 10 largest economies in Africa. Listed on the Johannesburg, Namibian and A2X Stock Exchange, Sanlam, today, is the largest no...Read more

‘This year, I must save!’. That was the lone entry in Abel’s diary for January 1, 2023. Indeed, it was the same entry for every January 1 for the past four years of his life. Each year, he never made it past March; life always connived with his acquaintances to mess him up. Last year, he started well. He joined an ‘esusu’ of 12 people and contributed Fifty Thousand Naira every month. Everything went smoothly until it was his turn at the pool in March. Suddenly, Fatai, one of the twelve contributors, lost his great grandmother and needed urgent cash to settle his part of the funeral expenses. Then Angela, another of the twelve, needed to pay her rent urgently and begged Abel to let her skip payment till August, her turn. By the time the rest of the contributions came, Abel had Three Hundred Thousand Naira out of the expected Six Hundred. Month after month, the excuses grew. By August, he was fed up. The ‘esusu’ collapsed a...Read more

Summer holidays should -and can- be fun. As a parent or guardian, it is incumbent upon you to plan your wards’ summer so they are adequately and creatively engaged all through the holidays. After all, children should never stop learning. We have compiled a list of ways to make the summer fun and educative for your wards: Cooking and Baking: Maybe now is the time to teach them some culinary skills especially if your kids are old enough to handle kitchen-related activities. Pick a day, preferably a day you’d be home, and take them through the basics of cooking one of their favourite meals. Involve them in the entire process and stand back, watch them replicate what you have done. Before you know it, their culinary competence would shoot through the roof. Create a treasure hunt: Design a simple treasure map and hand it to them. Hide some things of interest around the house and give them a time frame to search for those ‘treasures’. Th...Read more